Your Council!Your Council

Council Tax Frequently Asked Questions

Why do I have to pay Council Tax?
Council Tax is your contribution to the many services provided by the council such as education, libraries, police and fire services, leisure centres, planning, bus passes, street lighting and refuse collection.

Where do I pay my Council Tax?                                                                                  
At one of our
 Payment Offices.

How can I pay my Council Tax?                                                                                Payment details are on the How to Pay information page.

Can I pay my Council Tax by Direct Debit?
Yes, monthly payments can be made by Direct Debit. You can choose to pay on the 1st, 8th, 15th or 22nd of the month. Further details and an application form are on the Direct Debit information page.
 
Can I pay my Council Tax by Debit or Credit Card?
Yes, you can pay monthly and half-yearly payments by debit or credit card.  But, if you pay less than the charge for the full or half-year by credit card, there is a charge of 1.75% of the payment.  There is no charge for payments by debit card.  We can accept Online Payments by debit and credit card.  

Do I qualify for any Council Tax discount?
The full council tax bill is based on the assumption that two adults live in the property. If only one adult resides there then the bill is reduced by a quarter (25%). If no-one lives there as their main home then the bill is reduced by half (50%). When bills are calculated certain people are disregarded. Further details and application forms are on the Discounts information page.      

My partner is a member of the armed forces/works away/ works abroad and only comes home occasionally. Can I claim one adult discount?
No Your address will still be classed as their main residence because there is an intention to return.
 
My friend is coming to stay for a month's holiday. Am I still entitled to one adult discount?                                                                                                                                 Yes - Your friend will not be considered as having changed his/her main residence and so your discount will not be affected.

I am disabled.  Will my Council Tax be reduced?
If your home has certain features necessary for your well-being because of your disability then you may qualify for disabled relief.  Further details and an application form are on the Disabled Relief information page. 

What help can I get with my Council Tax?
There are ways you may be able to reduce the amount of Council Tax you have to pay. Details can be found on the following information pages:

Why have you sent me a reminder?
Council Tax is payable by monthly instalments (normally 10 for a full year).  You have received a reminder because according to the Council's records you have not made the monthly payment in accordance with the instalments as indicated on your latest Council Tax demand. 

The outstanding payment on your reminder can be brought up to date and you may then continue to pay monthly instalments.  You should however be aware that we only have to send you two reminders during the year, and we can start recovery action after only one reminder.  If you miss another instalment you will lose the right to pay monthly and the total balance for the year becomes due immediately.
 
Why have I received a summons for the whole year, when I have until March to pay?
You do not have until March to pay your Council Tax bill.  By law, Council Tax is payable by monthly instalments, normally April to January.  Because you have not paid your instalments on time and you have not complied with the request on the reminder and/or final notice you have been sent you have lost the right to pay this years Council Tax monthly.  The full balance of Council Tax as shown on the summons is therefore due and payable before the hearing date as detailed.
 
Why have I incurred costs to my account?
The Council have incurred additional expense in preparing and issuing a summons for non-payment. The costs charged (which have been agreed with the local Magistrates Court) cover those expenses and also the expense of laying the complaint and the cost of the hearing. Both the reminder and the final notice detailed that costs could be incurred to your account if the required payments were not made.
 
What if I don't pay the full amount of the summons?
If you do not pay the amount due including the costs, or contact the Council, then the case will be dealt with in your absence and the Court will issue a Liability Order which will incur further costs. This order allows the Council to collect the outstanding Council Tax by various methods including deductions from earnings or Income Support/Job Seekers Allowance, the use of bailiffs, bankruptcy or a charging order against the property. These methods will not be used if a suitable payment schedule is arranged with the Recovery Section, and the agreed payments are maintained. However, making an arrangement will not prevent the Liability Order being granted or the extra costs being incurred.
 
Please note that the Court are not able to take account of your financial situation or discuss payment with you. If you agree that you owe Council Tax there is no need for you to attend at the Court.
 
You only need to appear if you have a valid defence to put to the Magistrates as to why you consider you are not liable.  It is easier to sort out any relevant matters before the hearing by contacting the Recovery Section.  If you still wish to attend at the Court you should contact the Recovery Section direct stating the reason why you wish to attend.
 
The issue of a Liability Order by the Magistrates Court in no way blacklists you or the property.
 
a.                 Attachment of Earnings Order - your employer is instructed to deduct a percentage of your net pay until the amount on the Liability Order is paid in full.
b.                 Deductions from Income Support/Job Seekers Allowance - a
                    request is sent to  the Benefits Agency asking them to make weekly
                    deductions from your Benefit and pay them directly to the Council until
                    the amount on the Liability Order is paid in full.
c.                 Distress - an appointed bailiff acting on behalf of the Council will be
                    instructed to  attend at you address to collect the outstanding balance of
                    Council Tax and costs and also any costs incurred by the bailiff in the
                    process of trying to collect the amount due.
d.                 Bankruptcy - an application is made to the County Court for you to be
                    made personally bankrupt with regards to Council Tax and associated 
                    costs.
e.                 Charging Order - an application is made to the County Court for a
                    charge to be  registered against the property with regards to Council Tax
                    and associated costs.
                  
Any more questions?
E-mail further council tax questions to  council.tax@crewe-nantwich.gov.uk and we will consider adding the responses to this page.
 
Please note: At present these pages work best with Internet Explorer.  Using other browsers may produce unexpected results.