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DISCRETIONARY HOUSING PAYMENTS (DHPs) - GUIDELINES

Introduction
 
The Council's general approach to promoting social wellbeing seeks to ensure that poorer and more vulnerable claimants avoid hardship and are provided with access to appropriate and effective welfare and housing support.  Through this, the Council is committed to ensuring benefit entitlements are maximised to those in need especially when this supports people with housing needs.  The Council will, within given resources, seek to ensure that Discretionary Housing Payments are made available to those persons who are genuinely entitled to receive them and especially to alleviate short-term hardship.
 
Purpose
 
The purpose of this guidance is to specify how Crewe and Nantwich Borough Council's Benefits Section will operate the scheme and to indicate some of the factors that will be considered when deciding if a Discretionary Housing Payment (DHP) can be made.  Each case will be treated strictly on its merits and all customers will be treated equally and fairly when the scheme is administered.  The Benefits Section is committed to working with the local voluntary sector, social landlords and other interested parties in the Borough to maximise entitlement to all available state benefits and this will be reflected in the administration of the DHP schemes.
 
Background
 
From 2 July 2001, a new scheme was introduced which grants all Local Authorities powers to pay Discretionary Housing Payments to top up the Housing and Council Tax Benefits statutory schemes.  The legislation allowing DHPs was the Child Support, Pensions and Social Security Act 2000 and the regulations governing them are the Discretionary Financial Assistance Regulations 2001 (S1 001 / 1167).
 
There are two separate DHP schemes, one covering shortfalls between rental liability and payment of Housing Benefit and one covering shortfalls between Council Tax liability and entitlement to Council Tax Benefit.
 
The main features of the schemes are that:-
 
  • The schemes are purely discretionary a claimant does not have a statutory right to a payment
 
  • The amount that can be paid out by an Authority in any financial year is cash-limited by the Secretary of State
 
  • The administration of the scheme is for the Benefits Section to determine
 
  • DHP's are not a payment of Housing Benefit or Council Tax Benefit.  However, the minimum amount of HB/CTB must be in payment in the benefit week that a DHP is awarded for.
Statement of Objectives
 
The Benefits Section will consider making a payment of DHP to claimants who meet the qualifying criteria as specified in this guidance.  The Benefits Section will treat all applications on their individual merits, and will seek  to :-
 
  • Alleviate poverty
 
  • Help claimants through personal crises and difficult events
 
  • Help those who are trying to help themselves
 
  • Keep families together
 
  • Support the vulnerable in the local community
 
  • Encourage and sustain Crewe and Nantwich Borough Council residents in employment
 
The Benefits Section considers that the DHP scheme should be seen as a short time emergency fund.  It is not and should not be considered as a way around any current or future entitlement restrictions set out within the Housing and Council Tax Benefit legislation.
 
 
Decisions on DHP
 
An application for DHP will initially be considered by either a Benefits Officer or a Senior Benefits Officer who will make a recommendation for decision.
 
The Benefits Manager or if they are not available, the Assistant Director (Revenues),  will make the decision. 
 
 
Claiming a DHP
 
A claim for DHP may be made by any method, for example, telephone, in writing, or electronically. However, to enable the officer to have as many details as possible, we ask for our DHP application form to be completed. Electronic claims will be considered if proof of identity is supplied.
 
  • The Benefits Section may request any reasonable evidence in support of an application for a DHP.  The claimant will be asked to provide the evidence as soon as possible to enable a prompt determination of the application.
 
  • If the claimant is unable to or does not provide the required evidence, the Benefits Section will still consider the application and will take into account any other available evidence including that held on the Housing Benefit file.  Although a failure to provide evidence will generally mean that the Benefits Section are unable to award a DHP.
 
  • The Benefits Section reserves the right to verify any information or evidence provided by the claimant in appropriate circumstances.
 
Period of Award
 
In all cases, the Benefits Section will decide the length of time for which a DHP will be awarded on the basis of the evidence supplied and the facts known.  The start date of an award will also be determined by the Benefits Section and again will be based on the facts of the case.
 
 
  Awarding a DHP
 
In deciding whether to award a DHP, the Benefits Section will taken into account:-
 
  • The financial and medical circumstances of the claimant, their partner and any dependants and any other occupants of the claimant's home
 
  • The income and expenditure of the claimant, their partner and any dependants or other occupants of the claimant's home
 
  • Any savings or capital that might be held by the claimant or their family
 
  • The level of debt that the family has and any arrangements they have made to reduce the debts
 
  • If there are special circumstances that apply to them or their family
 
  • Any steps taken by the claimant to reduce the rent eg. Negotiations with their landlord
 
  • The possible impact on the local authority of not making the award e.g. the pressure on priority homeless accommodation
 
  • Did the tenant have a Pre-Tenancy Determination that showed that Housing Benefit  would not meet the rent before taking the tenancy
 
  • Consider what links  the tenant has  with that area
 
  • Considers what steps the tenant has made to find cheaper accommodation e.g. are they on the waiting list for other accommodation providers
 
  • The amount of DHP left in the budget
 
The Benefits Section will decide how much to award based on all of the circumstances.  This may be an amount below the difference between the liability and the payment of Housing Benefit and/or Council Tax Benefit.  An award of a DHP is seen as a short term solution to alleviate poverty and hardship and to give the claimant an opportunity to change their circumstance e.g. to find cheaper accommodation.  The award of a DHP as such does not guarantee that a further award will be made at a later date even if the claimant's circumstances have not changed.
 
 
Changes of Circumstances
 
The Benefits Section will need to revise an award of a DHP where the claimant's circumstances have materially changed.
 
 
Method of Payment
 
The Benefits Section will decide the relevant person to pay based upon the circumstances of each case.  This could include paying :-
 
  • The claimant
 
  • Their partner
 
  • An appointee
 
  • Their landlord (or an agent of the landlord); or
 
  • Any third party to whom it might be most appropriate to make payment
 
The Benefits Section will pay an award of DHP by the most appropriate means available in each case.  This could include payment :-
 
  • By cheque
 
  • By crediting the claimant's Council Tax
 
Payment frequency will normally be made in line with how the Housing Benefit and/or Council Tax Benefit are paid.
 
 
Notification
 
The Benefits Section will inform the claimant of the outcome of their application within 14 days, or as soon as practicable,  of receiving a form and evidence.  Where the application is unsuccessful, the Benefits Section will set out their reasons why this decision was made and explain the right of review.  Where the application is successful, the Benefits Section will advise:-
 
  • The weekly amount of DHP awarded
 
  • The period of the award
 
  • How, when and to whom the award will be paid
 
  • The requirement to report a change in circumstances
 
 
The right to seek a review
 
DHP's are not payments of Housing or Council Tax Benefits and are therefore not subject to the statutory appeals mechanism.  All Councils are expected to set up an appropriate review process.
 
The Benefits Section will operate the following policy for dealing with appeals about a refusal to award a DHP, a decision to award a reduced amount of DHP, a decision not to backdate a DHP or a decision that there has been an overpayment of a DHP.
 
  • A claimant (or their appointee or agent) who disagrees with a DHP decision may dispute the decision.  A request must be delivered in writing to the Benefits Section within one calendar month of the written decision about the DHP being issued to the claimant.  Where appropriate, officers from the Benefits Section will explain the DHP decision to the claimant by telephone, at interview or in writing and will seek to resolve the matter.
 
  • Where agreement cannot be reached, the Benefits Manager or Assistant Director (Revenues) will consider the case, depending on who made the initial decision.  The officer will review all the evidence held and will make a decision within 14 days of referral or as soon as practicable.
 
  • Where the Benefits Manager or the Assistant Director (Revenues) makes the decision not to revise the original decision, he/she will notify the claimant of their decision in writing, setting out the reasons for their decision.
 
  • Where the claimant is still not satisfied, they will be entitled to a further review provided this is delivered in writing within one month of the date on the decision letter This review will be carried out by the Council's Housing Benefit Review Board.
 
  • The decision will be final and binding and may only be challenged via the judicial review process or by complaint to the Local Government Ombudsman.
 
  • In exceptional circumstances the above time periods may be extended.  In deciding whether to extend, they will take into account the financial difficulties in making an award for a previous financial year.
 
Overpayments
 
The Benefits Service will seek to recover any DHP found to be overpaid.  The decision letter that notifies a decision that there is an overpayment will also set out the right of review.  Local Authorities may not recover DHPs from ongoing Housing Benefit or Council Tax benefit.
 
 
Publicity
 
The Benefits Service publicises the DHP scheme and will work with all interested parties to raise awareness of the scheme. 
 
 
Fraud
 
The Benefits Section is committed to the fight against fraud in all its forms.  A claimant who tries to fraudulently claim a DHP by falsely declaring their circumstances, providing a false statement or evidence in support of their application, may have committed an offence under the Theft Act 1968.  Where the Benefits Section suspects that such a fraud may have occurred, the matter will be investigated as appropriate and this may lead to criminal proceedings being instigated.
 
 
Financial Implications
 
The government sets the overall financial limit for expenditure.  We are allowed to spend up to 2.5 times our allocation of the contribution but any expenditure in excess of the contribution is met by the Borough's council tax  payers.
 
Each local authority is allocated a sum equivalent to the mid-point between its DHP spend in the previous year and it's government contribution for that year.
 
For example if a local authority had a contribution of £5,000 and spends £4000, it would be allocated £4,500. (Contribution reduced by £500 because it underspent  £1,000 in the previous year)
 
Whereas, if it had spent £7,000, it would be allocated £6,000 (an additional £1,000 because it spent £2,000 more than the £5,000 contribution in the previous year)
 
In 2008/09 the government has set a maximum contribution of £24,387for the cost of expenditure on DHPs for this authority.  This figure effectively sets the amount of DHP that we can spend without incurring a cost to the Borough's council tax payers.
 
In addition, if appropriate, we can also spend up to an annually set limit (£60,968 in 2008/09) as determined by the Government.  The cost of any spend above £24,387will fall on the Borough's Council Tax payers, however expenditure above the Government's contribution level will usually increase that contribution in subsequent years.
 
A shortfall below the Government's contribution will result in lost grant. (see examples above) and the under spend has to be repaid.
 
Each authority's contribution and upper spending limit is revised annually by the Government.