Advice & emergencies!Advice & emergencies

Free Advice Agencies

Citizens Advice BureauCitizens Advice Bureaus generally offer advice about money and debt problems. If it is a very complicated case they will usually be able to refer you to a money advice specialist. This may be a solicitor or insolvency practitioner.

50 Victoria Street, Crewe, Cheshire, CW1 2JL.
Tel: 01270 212401. Fax: 01270 251158

National Debt Line
The National Debt Line can give free information to people living in England and Wales. It also provides an information pack on dealing with debt. The line is available on Monday to Friday 9.00 to 9.00 and on Saturday 9.30. to 1.00. The National Debtline telephone number is: 0808 808 4000 and you could also visit http://www.nationaldebtline.co.uk/ 
 
Business Debtline
In England and Wales, Business Debtline is a dedicated advice service for small businesses and can be contacted through its website at http://www.businessadviceonline.org/  or by telephone on Tel: 0800 197 6026.
 
Association of Independent Advice Centres
The Association of Independent Advice Centres (AIAC) is a network of advice giving agencies in Northern Ireland. Their contact details are Tel: 028 9064 5919.
 
Advice UK (Federation of Information and Advice Centres)A large network of advice organisations. Contact independent advice agencies - see their website at htttp://www.adviceuk.org.uk/ 
 
Consumer Credit Counselling Service
Provides free confidential service to help achieve realistic solutions to debt problems, avoid bankruptcy and learn to handle money. 
Tel: 0800 138 1111, also on the web at http://www.cccs.co.uk/ 
 
UK Insolvency HelplineThe UK Insolvency Helpline is a free national telephone helpline for people with debt problems in England, Wales and Scotland. It gives expert advice over the telephone and via email and send callers in debt a self-help information pack free of charge. The service is free, confidential and independent. The UK Insolvency Helpline can also assist callers who wish to deal with their debts through a Debt Management Plan.  Opening Hours: Monday ­ Friday: 9 am ­ 9 pm, Saturday: 9.30 am ­ 1 pm, 24-hour  Tel:  0800 074 6918 (Freephone)  or visit their website at http://www.insolvencyhelpline.co.uk/  
 
Clear StartClear Start is a free UK national consumer debt helpline set up to help people recover from serious debt offering advice on individual voluntary arrangements, debt management solutions and bankruptcy http://www.clearstart.org/.